Consumer Lending

Consumer lending is the category of financing centered on individual and household consumers. It includes home and auto loans, as well as personal loans extended to people who use the funds for individual or family purposes.

ABA's resources, news and information, and expertise on consumer lending help position banks to meet the various financial needs of consumers.

News

NewsByte
CFPB finalizes rule to apply TILA requirements to residential clean energy loans
December 18, 2024
NewsByte
ABA, CBA urge New York City to withdraw proposed debt collector rule
December 13, 2024
Article
Will Congress confront the conservatorships?
December 13, 2024
Press Statement
ABA Statement on FDIC’s Quarterly Banking Profile
December 12, 2024

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Expanding Financial Services Access

Help knock down barriers to financial inclusion for individuals who were previously in the criminal justice system.

Read the Issue Brief

Related Training & Events

Consumer Lending
Facilitated Training | March 3, 2025

Consumer Credit Delinquency Bulletin

Based on a quarterly survey of 300 banks nationwide, the Consumer Credit Delinquency Bulletin tracks eight types of closed-end consumer loans to create a compelling overview of consumer credit trends.

Read the Survey