Cryptocurrency and Digital Assets Policy | American Bankers Association

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ABA Position

ABA is working to help banks safely meet customer demand for digital assets while working to minimize any risk novel assets present to consumers or our economy. Interest in digital assets and cryptocurrency has exploded in the past year. Consumers are increasingly seeking to access these decentralized markets through trusted intermediaries such as banks. In parallel, where digital assets present novel risks to consumers, our financial infrastructure and our economy more broadly, ABA is advocating for a safer, more level regulatory playing field.

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Policy Library

Policy Analysis & Advocacy Efforts

Letter to Congress & Regulators
ABA Letter of Support to H.R. 5403 – the CBDC Anti-Surveillance State Act
May 20, 2024
Comment Letter
Letter to BCBS on Cryptoasset Standard Amendments
March 28, 2024
Letter to Congress & Regulators
Letter to Congress on Staff Accounting Bulletin 121
February 29, 2024
Testimony
ABA Statement for the Record to the House Subcommittee re Stablecoin
May 17, 2023

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News

NewsByte
Rep. Torres weighs in on debit card interchange, trigger leads
October 29, 2024
Podcast
Podcast: Breaking down crypto investment scams
October 24, 2024
NewsByte
U.S. takes action against Russian crypto exchange
September 26, 2024
NewsByte
Republican lawmakers urge SEC to rescind crypto accounting restrictions on banks
September 24, 2024

ABA Resources

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Brooke Ybarra

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Digital Assets Working Group

ABA’s Digital Assets Working Group convenes as needed to share information and discuss regulatory and legislative developments on digital asset issues, including central bank digital currency (CBDC), stablecoin, and “traditional” cryptocurrencies.