Mortgage & Home Finance

Banks are just as committed to helping customers stay in their homes as they are to providing financing for single-family and multi-family housing. As the coronavirus pandemic affects customers’ and renters’ ability to meet their monthly obligations, banks are working with their borrowers and government agencies to reduce the economic impact of the pandemic.

News

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New York Fed: Credit demand held steady but rejection rates rose in 2024
November 21, 2024
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New York Fed: Credit demand held steady but rejection rates rose in 2024
November 21, 2024
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Housing starts fall in October
November 20, 2024
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ABA, associations: Fannie Mae, Freddie Mac should rescind property verification bulletins
November 19, 2024

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New Report - The State of Digital Lending

Meet customers where they are. Accelerate your bank's adoption of digital lending with insights from ABA's newest report.

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Policy Analysis & Advocacy Efforts

Letter to Congress & Regulators
Joint Letter to FHFA on GSE Property Insurance Update
November 18, 2024
Staff Analysis
GSEs Property Insurance Verification
October 24, 2024
Letter to Congress & Regulators
Joint Trades Letter to FHA Expressing Appreciation for Modifying Cyber Incident Reporting Requirement from 12 hours to 36 hours
October 16, 2024
Letter to Congress & Regulators
Joint Letter to Chairman Smith in Support of Mortgage Insurance Tax Deduction
October 15, 2024

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Related Training & Events

American Mortgage Conference
Conference | April 8, 2025

Promoting Homeownership Opportunities for All

ABA and its member banks believe everyone in this country should have the chance to own a home. Working with a range of stakeholders, ABA supports a number of specific policy changes that could remove some of the barriers standing in the way, especially in underserved communities.

See ABA's efforts