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Fintech Policy

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Fintech Policy

Developing Policies that Enable Safe Advancements in Financial Technologies

ABA Position

ABA supports policies that encourage responsible innovation in financial services both at banks and startups. We support policies that empower banks to innovate and partner with startups to deliver customers the innovative financial services they love while ensuring they get the protections they deserve.

Related Training & Events

Navigating Third-Party Risks in Banks and Fintech Partnerships
Upcoming Webinar | January 28, 2025 | 2 - 3 PM ET

Fintech partnerships carry certain risks that present challenges from a third-party risk perspective. These risks vary depending on the fintech’s offerings and the degree of support provided by the bank in supporting or enabling the fintech’s services. While existing expectations for third-party risk management apply to fintech partnerships, there are unique aspects of these partnerships that can challenge standard third-party risk management processes and may warrant tailored or enhanced risk management processes. This webinar will help you manage and monitor the unique third-party risks fintech-bank partnerships may present.

Policy Library
News

Policy Library

Comment Letter
Joint Letter to the Treasury on the Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector
August 12, 2024
Comment Letter
Joint Letter Requesting an Extension on the Bank Fintech RFI Comment Period
August 9, 2024
Staff Analysis
Analysis of the Joint Statement and Request for Information on Bank-Fintech Arrangements Involving Banking Products Distributed to Consumers and Businesses
August 9, 2024
Staff Analysis
Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector
June 20, 2024

View All

News

Podcast
Top 5 Things Banks Need to Ask Their Tech Vendors
December 08, 2023

ABA Resources

Infographic
Consumer Survey on Key Banking Issues
October 19, 2022
Report
The State of Digital Lending
October 14, 2021
Guide
Understanding Alternative Data
September 10, 2019
Guide
Understanding the Internet of Things
May 31, 2019

View All

In Depth

Our Experts

Thomas J. Rosenkoetter

Tom Rosenkoetter

SVP, Executive Director, Card Policy Council

Contact Tom

Brooke Ybarra

Brooke Ybarra

Senior Vice President, Innovation & Strategy

Press Contact

Sarah Grano

(202) 663-5470

Stay Connected

Fintech Email Bulletin

Get a biweekly weekly recap of news and original reporting about financial technology innovations.

Cybersecurity Email Bulletin

A biweekly summary of useful news, analysis and resources addressing a range of online banking security and infrastructure topics. (Bank members only)

Third-Party Risk Peer Groups

Provide guidance to ABA staff on regulatory advocacy involving third-party matters.