Tokenized Money

Tokenized money, including stablecoins and tokenized deposits, could reshape how money moves, how businesses manage liquidity, and how banks serve their customers. ABA’s Tokenized Money Initiative is designed to help banks understand and prepare for this changing landscape while strengthening the banking industry’s voice in how the market develops.

Our strategy focuses on three complementary roles for ABA:

Bank On-Ramp | Enable Bank Participation

ABA will help banks understand, evaluate and prepare to participate in tokenized money as opportunities develop.

Trusted Convener | Connect the Industry

ABA will bring banks and other market participants together, develop intelligence on the evolving ecosystem, and ensure the needs of banks of all sizes are heard as new networks and solutions take shape.

Standards & Governance | Shape Market Standards

ABA will work to advance the interoperability, access, standards and governance principles needed for a strong tokenized money ecosystem that works for banks of all sizes.

What you'll see from ABA: