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ABA: The American Bankers Association
Banking Topic

Servicing

Mortgage servicers handle the day-to-day administrative tasks of home loans, including receiving payments, sending monthly statements and managing escrow accounts.

Related Topics

ABA has consistently expressed concern that the CFPB’s Mortgage Servicing Rules are unnecessarily complex and burdensome, and impede the ability of banks to provide high-quality servicing to borrowers in the communities they serve.

Promoting Homeownership Opportunities for All

ABA and its member banks believe everyone in this country should have the chance to own a home. Working with a range of stakeholders, ABA supports a number of specific policy changes that could remove some of the barriers standing in the way, especially in underserved communities.

See ABA's efforts

Servicing

The Dodd-Frank Act made significant changes to the federal consumer protection laws for residential mortgage loan servicing, including the RESPA and the TILA.

Servicing Regulatory Proposals

Our Experts

Teshale Smith

Teshale Smith

Senior Counsel, Regulatory Compliance and Policy

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Deborah Whiteside

Deborah Whiteside

Senior Vice President, Vendor Evaluation

Strategic partnerships in Innovation & Finance

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