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ABA: The American Bankers Association
Issue

De Novo Banks​

Removing Obstacles to the Formation of New Banks

ABA Position

ABA believes that new bank formation is critical for the health and vitality of the banking industry. ABA encourages de novo activity and supports the efforts of federal and state regulators to promote bank charter applications. ABA works to identify and address the obstacles to forming de novo banks in order to facilitate a timely regulatory approval process, reasonable expectations for business plans and required capital levels, compliance guidance and certainty, and tailored regulatory requirements. In doing so, ABA intends to foster a durable and competitive banking environment that continues to meet the needs of banking customers, local communities, and the nation’s economy.

De Novo Resources for ABA Members

  • Experts on Call: Direct access to ABA staff, including our de novo banking experts
  • ABA Frontline Compliance Training: Free training for everyone at the bank, covering a range of compliance issues and available exclusively to ABA members
  • ABA Communities: Online forums for members with common interests. Groups range from mortgages, to bank operations, and training and development
  • Banking Topics: News, training and more updates on specific areas of banking, including compliance, technology and consumer banking
  • Member Benefits Webinars: A comprehensive overview of ABA member benefits, including exclusive members-only information, where to find specific training and tools, available discounts and more
  • Email Bulletins: Regular updates on the topics most important to your bank—including accounting, human resources and leadership—delivered straight to your inbox
  • Committees, Councils and Working Groups: Opportunities to help shape ABA’s priorities by serving on one of our many topic-focused working groups

Membership Information

Newly chartered institutions that meet ABA’s membership criteria receive a complimentary introductory ABA membership.

Request Information

Our Experts

Timothy Keehan

Tim Keehan

Vice President & Senior Counsel

Contact Timothy

Press Contact

Jeff Sigmund

(202) 663-5439

Contact Jeff

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Community Engagement and Reinvestment Committee

The Committee assists bankers in finding constructive ways to encourage and promote sound lending and investments in their communities.

ABA Compliance Exchange

Your go-to resource for bankers to engage, publish best practices and discuss a variety of compliance-related topics.

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A weekly information resource with ABA news, analysis and resources, specifically selected to meet risk, compliance and fraud professionals’ unique content needs. (Bank members only)