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ABA: The American Bankers Association
Banking Topic

Inclusive Banking

America’s banks believe everyone should have access to the banking system and the safety and convenience that comes with a bank account. ABA supports policies, programs and innovations that encourage financial inclusion. When safe, affordable and accessible financial products and services are readily available, families, communities and the economy can prosper.

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ABA is prioritizing fairness, equity and inclusion by offering tools, expertise and training to support banks in meeting the financial needs of their communities. Bankers in every role are encouraged to explore all of ABA’s resources focused on fostering financial inclusion. Reducing the number of unbanked in the country is not just the right thing to do, it’s good for business.

The Benefits of Bank On-Certified Accounts

See how offering low-cost Bank On accounts is bringing the benefits of banking to millions of Americans.

View the Infographic

Related Training & Events

  • MDI Partnership Summit

    Conference | April 14, 2025

    2025 Details Coming Soon | Minority Depository Institution Partnership Summits are designed to bring midsize & regional banks together with MDIs to better serve communities of color, & low- to moderate-income communities across the country.

Expanding Financial Services Access

Help knock down barriers to financial inclusion for individuals who were previously in the criminal justice system.

Read the Issue Brief

ABA Resources

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New Report on Banking Access

ABA took a look at Americans' access to banking services and what banks are doing today to reach all communities. Read our new report for the latest data on digital and physical banking, and banks' efforts to accelerate financial inclusion.

READ THE REPORT
2021 Bank Access Report

Industry Resources

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FDIC Encourages Americans to #GetBanked

Many Americans begin their banking relationship by opening a checking or savings account online. The FDIC's #GetBanked page offers resources on opening an insured bank account, including a search tool, checklist and links to additional support.

Visit the Site

Our Experts

Catherine Nestrick

Cathy Nestrick

Vice President, Women's Leadership & Diversity, Equity, and Inclusion

Contact Cathy

Christopher Lewis

VP, MDI/CDFI

Contact Christopher

Press Contact

Mike Townsend

(202) 663-5471

Contact Mike

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Diversity, Equity, and Inclusion Advisory Group

Provides input to guide ABA staff on the creation of future programming and advocacy issues concerning Diversity, Equity and Inclusion.

Diversity, Equity, and Inclusion Open Forum

A monthly forum for bankers to conduct peer-to-peer exchanges on Diversity, Equity and Inclusion topics, challenges, and leading practices.

Community Engagement and Reinvestment Committee

The Committee assists bankers in finding constructive ways to encourage and promote sound lending and investments in their communities.

Fair Lending and UDAAP Working Group

Discuss fair lending issues and concerns, discuss regulatory expectations, and address problems banks are facing.

Environmental, Social, and Governance Working Group

ABA's Environmental, Social, and Governance (ESG) Working Group will provide member banks with a forum for discussing the many facets of ESG engagement by banks, with a particular focus on advocacy.

Americans with Disabilities Act Peer Group

A banker-driven forum for members to discuss ADA compliance from an operational perspective, as well as emerging issues and challenges.