Inclusive Banking

America’s banks believe everyone should have access to the banking system and the safety and convenience that comes with a bank account. ABA supports policies, programs and innovations that encourage financial inclusion. When safe, affordable and accessible financial products and services are readily available, families, communities and the economy can prosper.

ABA is prioritizing fairness by offering tools, expertise and training to support banks in meeting the financial needs of their communities. Bankers in every role are encouraged to explore all of ABA’s resources focused on expanding financial access. Reducing the number of unbanked in the country is not just the right thing to do, it’s good for business.

News

NewsByte
Acting Comptroller Hood outlines OCC priorities
May 09, 2025
NewsByte
Proposed Trump budget would redirect CDFI Fund awards
May 06, 2025
NewsByte
House Democrats ask Treasury to exempt CDFI Fund from cuts
April 21, 2025
Data Bank
At the intersection of opportunity and need
April 15, 2025

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The Benefits of Bank On-Certified Accounts

See how offering low-cost Bank On accounts is bringing the benefits of banking to millions of Americans.

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Related Training & Events

Investing in Innovation: CAFE Fintech Accelerator
Upcoming Webinar | June 11, 2025 | 1 - 2 PM ET

Join ABA and the Delaware-based Center for Advancing Financial Equity (CAFE) Accelerator as it showcases the innovation and creativity of this inaugural cohort of groundbreaking startups. Bankers will have the opportunity to hear quick pitches from each startup and then engage directly with each company to learn more about its solution and technology.

Expanding Financial Services Access

Help knock down barriers to financial inclusion for individuals who were previously in the criminal justice system.

Read the Issue Brief

New Report on Banking Access

ABA took a look at Americans' access to banking services and what banks are doing today to reach all communities. Read our new report for the latest data on digital and physical banking, and banks' efforts to accelerate financial inclusion.

READ THE REPORT

2021 Bank Access Report

FDIC Encourages Americans to #GetBanked

Many Americans begin their banking relationship by opening a checking or savings account online. The FDIC's #GetBanked page offers resources on opening an insured bank account, including a search tool, checklist and links to additional support.

Visit the Site