Inclusive Banking

America’s banks believe everyone should have access to the banking system and the safety and convenience that comes with a bank account. ABA supports policies, programs and innovations that encourage financial inclusion. When safe, affordable and accessible financial products and services are readily available, families, communities and the economy can prosper.

ABA is prioritizing fairness by offering tools, expertise and training to support banks in meeting the financial needs of their communities. Bankers in every role are encouraged to explore all of ABA’s resources focused on expanding financial access. Reducing the number of unbanked in the country is not just the right thing to do, it’s good for business.

News

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ABA offers recommendations for ‘simplified’ CRA planning option for community banks
February 20, 2026
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New York Fed reports ‘modest decline’ in CDFI numbers, assets
February 12, 2026
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GAO: Ginnie Mae, FHFA need to improve monitoring of nonbank mortgage companies
February 11, 2026
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Bessent fields lawmaker questions on crypto and deposits, CDFI Fund
February 06, 2026

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The Benefits of Bank On-Certified Accounts

See how offering low-cost Bank On accounts is bringing the benefits of banking to millions of Americans.

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Related Training & Events

Leading with Purpose: Reimagining Bank Philanthropy for Lasting Change
Upcoming Webinar | April 8, 2026 | 2 - 3 PM ET

Learn how trust, strategic investment and long-term vision are reshaping the future of bank philanthropy. Experts will explore innovative funding models, share insights on maximizing grant effectiveness and highlight ways to align banking resources with urgent community needs.
MDI Partnership Summit
Conference | April 21, 2026

April 14-15, 2025 | Washington, DC | Delve into best practices for forging mutually beneficial, long-term partnerships between MDIs and other banks.
Purpose Meets Performance: Aligning Social Impact with Business Strategy
Upcoming Webinar | May 20, 2026 | 2 - 3 PM ET

Hear from former Community Commitment Award winners on how they make the business case for community programs and demonstrate the long-term business value of their work.
Community-Driven Banking Series 2026: Bold Leadership in a Changing World
Recorded Webinar | January 1, 0001

This three-part webinar series from the ABA Foundation explores how banks can embrace new ideas, align social impact with business goals, and reimagine bank philanthropy to drive meaningful outcomes for both institutions and communities.

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FDIC Encourages Americans to #GetBanked

Many Americans begin their banking relationship by opening a checking or savings account online. The FDIC's #GetBanked page offers resources on opening an insured bank account, including a search tool, checklist and links to additional support.

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