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ABA: The American Bankers Association
Banking Topic

Small Dollar Lending

Banks offer a variety of short-term/small-dollar credit including: installment loans, single payment loans, deposit advance loans, credit cards and overdraft protection services.

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Consumer Banking

Small-dollar loans are critical to meet a variety of customer needs, such as to pay emergency expenses, to manage misalignments in the timing of their expenses and income, to cover a transition period between jobs or, for seasonal workers, to cover disruptions in pay.

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ABA Small Dollar Lending Survey

This ABA survey showed that banks were using small dollar loans to meet low-income and rural credit needs.

Read the Survey

ABA Resources

ABA Communications Guide: Small Dollar Lending

Prepare for media interviews, write press releases, letters to the editor and speeches about small dollar lending.

See the ABA Communications Guide

Policy Analysis & Advocacy Efforts

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Small Dollar Lending Regulatory Proposals
Related Acts & Regulations

Related Products

Our Experts

Jonathan Thessin

Jonathan Thessin

Vice President & Senior Counsel, Regulatory Compliance and Policy

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