Program | AML and Fraud Conference

7:00 AM – 5:00 PM

Registration open

7:30 AM – 8:15 AM

Industry Insights breakfast sessions

8:00 AM – 8:30 AM

Continental light breakfast

8:30 AM – 10:00 AM

General session

When everything is urgent, nothing gets fixed: Prioritizing AML/CFT and fraud where it matters most

Today’s financial crime landscape is overwhelming, with more threats, more expectations, and limited resources. When everything is urgent, nothing gets fixed. This opening session will challenge how banks prioritize AML/CFT and fraud risks, exposing where misalignment drives inefficiency and missed risk. You‘ll walk away with practical approaches to focus resources, strengthen integration, and cut through the noise.

10:00 AM – 11:00 AM

Coffee break in The Hub

11:00 AM – 11:45 AM

Concurrent Sessions I

Drowning in data, missing the risk: How better typologies and tuning change the outcome

More alerts, more data, more effort — and still missing the risk.

Let’s confronts the reality that most detection programs are built for volume, not effectiveness. Learn how to filter data, rethink typologies, and tune systems for real outcomes, so your program finds the risk that matters.

From skimming to SIM swaps: The rising cost of ATM fraud in a multi-channel world

ATM fraud is no longer a single-channel problem — it’s a coordinated, multi-channel threat. From skimming and jackpotting to SIM swaps and digital wallet takeover, attacks are evolving faster than controls. We’ll explores the rising cost and complexity of ATM fraud across physical, digital, and mobile channels. Learn how these attacks work and which controls are proving most effective to help your bank reduce losses and close critical gaps.

One email could cost you millions: Why banks must rethink BEC controls now

Business email compromise (BEC) is escalating, and one successful attack can result in immediate, high-dollar losses. As fraudsters exploit trusted communication channels, traditional controls are no longer enough.

We’ll examine why BEC remains one of the most costly and difficult fraud threats to detect. Learn how attacks unfold, where controls break down, and how stronger prevention, detection, and response strategies can reduce exposure and stop losses before funds move.

11:45 AM – 1:00 PM

Partner Game Changers luncheon

1:00 PM – 1:30 PM

Dessert in The Hub

1:30 PM – 2:15 PM

Concurrent Sessions II

Inside the scam chain: Where banks lose control and how to stop the money flow before it’s gone

Scams don’t happen all at once — they unfold step by step quickly, evading traditional controls. As a result, banks often miss the moments where intervention is still possible. This session will take you inside the scam playbook, revealing how criminals manipulate victims and move money. Learn where to disrupt the processs and how to act before losses become irreversible.

Turning new state and federal fraud laws into real-world controls

New fraud legislation is accelerating at both the state and federal level — but many banks are still figuring out what the laws mean in practice. As requirements evolve, the gap between policy and execution is becoming a real risk. We’ll translates emerging laws into actionable insight, drawing on State Law Project developments and key federal initiatives. Learn how leading practices — including efforts like Utah’s financial crimes intelligence center — are shaping real-world controls, and how your institution can turn regulatory change into effective fraud prevention.

2:15 PM – 2:30 PM

Move to next session

2:30 PM – 3:30 PM

Concurrent Sessions III

Impersonation and spoofing are beating your controls — here’s how to stop them

Trust in communication channels is eroding, and banks can no longer rely on what appears legitimate. From spoofed calls to synthetic identities and manipulated voicemail, impersonation fraud is becoming more scalable and harder to detect. We’ll explore how communication-based attacks are evolving, where controls are failing, and how banks can close critical gaps. Learn how to strengthen defenses, improve detection, and reduce exposure to one of the fastest-growing fraud threats.

Follow the money or lose it: Building a bank-to-bank framework for faster tracing and freezes

Fraud doesn’t stop when the money leaves your institution, and without fast action, recovery becomes nearly impossible. As funds move quickly across banks, delays in tracing and coordination can turn manageable cases into permanent losses. Explore how banks can strengthen their ability to follow the money, from origin to recovery, through faster tracing, improved collaboration, and coordinated freeze actions to reduce losses and improves recovery outcomes.

Additional sessions to be announced.

3:30 PM – 3:45 PM

Move to next session

3:45 PM – 5:00 PM

General session

From scam to recovery: Why banks are still losing the money and how to follow it across the system

In fraud recovery, speed decides outcomes. The difference between recovery and loss often comes down to how quickly banks act and how well they coordinate across institutions. With real-time response is now critical, we’ll highlight where delays, gaps in communication, and fragmented processes lead to missed recovery opportunities. Learn how to improve execution, strengthen coordination, and act faster to increase the chances of getting funds back.

5:00 PM – 6:00 PM

Reception in The Hub

7:30 AM – 6:00 PM

Registration open

7:30 AM – 8:15 AM

Industry Insights breakfast sessions

8:00 AM – 8:30 AM

Continental light breakfast

8:30 AM – 10:00 AM

General session

10:00 AM – 10:45 AM

Coffee break in The Hub

10:45 AM – 11:30 AM

Concurrent Sessions IV

From model risk to business risk: Why weak model governance is no longer acceptable

If you can’t trust the model, you can’t defend the decisions it drives. And right now, many banks are moving faster than their controls can support.

This session confronts the risks of deploying models without sufficient testing and validation. Learn how to close governance gaps, strengthen quality assurance, and ensure your AI-driven decisions are reliable before those gaps turn into real exposure.

Why business identity theft is fueling illicit finance and going undetected

Business identity theft is enabling fraud to move faster and evade detection. Criminals are using fake or compromised business identities to move illicit proceeds through the financial system, exploiting gaps that are often hidden in plain sight. Explore how these schemes work, including insights from recent FinCEN guidance, and where institutions are missing critical signals. Learn how to identify risk earlier, uncover hidden exposure, and act at key intervention points before fraud escalates into loss.

Fraud doesn’t stop at the bank: Why platform data-sharing is now critical — and how to make it work

Fraud signals rarely exist in one place, but response often does. When information isn’t shared quickly across institutions and platforms, opportunities to stop fraud are missed. This session will focus on how to improve intelligence-sharing in practice. Walk away with actionable strategies to enhance collaboration, connect data across channels, and speed up response to disrupt fraud faster.

Additional sessions to be announced.

11:30 AM – 1:00 PM

Seated luncheon with speaker

1:00 PM – 1:30 PM

Dessert in The Hub

1:30 PM – 2:15 PM

Concurrent Sessions V

Outsourcing innovation and owning the risk: Why vendor oversight is critical in AI and technology adoption

Your vendors are innovating fast, but are they creating risk faster than you can manage it? As AI capabilities expand, blind spots in vendor oversight are becoming a growing exposure. This session will challenge you to rethink how your bank manages third-party risk. Learn where oversight is breaking down, what regulators expect, and how to regain control before gaps translate into real consequences.

Why fraud response is too slow — and how analytics can change it

Fraud is moving faster than traditional response models can keep up, and the gap between detection and action is where losses occur and every delay increases exposure. Advanced analytics are helping banks close that gap by accelerating detection, improving decisioning, and enabling faster intervention. Learn how to connect insights to action in real time to reduce loss and improve outcomes.

Additional sessions to be announced.

2:15 PM – 2:30 PM

Move to next session

2:30 PM – 3:30 PM

Concurrent Sessions VI

Reg E vs. fraud reality

Fraud cases don’t always fit neatly into Reg E definitions, yet decisions still must be made quickly and consistently. This session examines where Reg E guidance and fraud reality diverge. Walk away with practical tactics to improve decisioning, reduce risk, and manage customer outcomes more effectively.

Crypto leaves a trail: How FinCEN and blockchain intelligence are reshaping fraud and AML/CFT investigations

Digital asset activity is increasing and so is the expectation that banks understand how to investigate it. Blockchain data offers new visibility, but many institutions don’t know how to use it effectively. We’ll break down how FinCEN and investigators are leveraging blockchain intelligence today and offer practical insights on how to enhance detection, support investigations, and better trace crypto-related risk.

Additional sessions to be announced.

3:30 PM – 3:45 PM

Move to next session

3:45 PM – 5:00 PM

General Session

From regulation to reality: Why execution now defines compliance and what banks must do next

New rules are only part of the challenge — the real test is execution. As regulatory expectations evolve, banks are being assessed not just on what they’ve implemented, but how well their programs perform in practice.

This session will explore recent regulatory developments and where execution is breaking down. Learn the practical steps banks must take now to strengthen controls, operationalize requirements, and ensure programs hold up under scrutiny.

5:00 PM – 6:00 PM

Reception in The Hub

7:30 AM – 11:30 AM

Registration open

7:30 AM – 8:15 AM

Industry Insights breakfast sessions

8:00 AM – 8:30 AM

Continental light breakfast

8:30 AM – 10:00 AM

Learning Labs: Interactive case studies
(not repeated or recorded)

Too many risks, not enough resources: How leaders are prioritizing what really matters in AML/CFT

AML/CFT leaders are expected to manage more risk with limited resources, making prioritization a key challenge. This session will examine how institutions identify the risks that matter most and allocate resources accordingly. Through peer discussion, attendees will gain practical insights into how leaders are making trade-offs, focusing efforts, and improving outcomes in a constrained environment.

AI use cases are growing. Is your organization ready?

AI use cases are expanding, but many remain stuck in experimentation. Without clear ownership and integration, AI struggles to deliver real impact. Banks that are leading the industry in embedding AI across AML/CFT and fraud programs will share where AI should live within the organization, how to structure ownership, and how to scale use cases that drive meaningful, measurable results.

Case study: Why fraud tools fail and how to make them work

Many fraud solutions fail to deliver value, not because of the technology, but because of how they’re implemented. Gaps in data, processes and adoption often prevent tools from performing as expected. This session will examine where implementations break down and how institutions can address those challenges. You’ll gain practical insights into improving integration, refining alerts,, and aligning teams to ensure solutions work as intended and drive real results.

Interrupting the scam chain: Advanced strategies to stop fraud before it becomes a loss

Scams are becoming more sophisticated and harder to stop once they begin. Many institutions can detect fraud but struggle to act before losses occur. Walk away with advanced strategies to interrupt scams earlier in the process, identify intervention points and improve response speed to prevent losses.

10:00 AM – 10:15 AM

Move to next session

10:15 AM – 11:00 AM

General session

11:00 AM – 11:30 AM

General session

11:30 AM

Conference concludes