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ABA: The American Bankers Association
Industry Insight

Hub and Spoke: More Than Facilities – It’s a Personnel Strategy

  • Brought to you by Bancography
  • Published July 28, 2025

Bankers often speak of hub and spoke branching models in the context of physical branch models – and that is one part of hub-and-spoke operations. But at its core, hub and spoke represents a personnel-driven operating model, from which different branch sizes are a beneficial consequence.

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