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ABA: The American Bankers Association
Banking Topic

Bank Closures

While the closure of any bank is unfortunate, it is a reality of our free market system and not a reflection of broader industry health. Bank customers can be confident that America’s banking industry remains strong and resilient, and that there is no safer place for their money than in a bank.

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This page contains resources from ABA, federal regulatory agencies and others designed to help bankers manage risk, navigate uncertain conditions and reassure their customers, clients and communities of the industry's strength even during times of stress.

Safe & Sound: America's Banks Remain Strong and Resilient

The banking industry remains well-capitalized, highly liquid and resilient. The latest data helps underline overall industry strength.

View Banking Snapshot

Americans can have confidence that the banking system is safe. Your deposits will be there when you need them.”

— President Biden, March 13, 2023

News and Announcements from the Federal Government

 

Resources from Federal Agencies

See the following resources from federal regulatory agencies for current news and relevant guidance.

Federal Reserve Bank Term Funding Program

The program makes additional funding available to eligible depository institutions to help assure banks have the ability to meet the needs of all their depositors. 

Learn More

ABA Resources

  • Guide
    ABA Crisis Communications Toolkit Why and how to create a crisis communications plan, and sample language and materials for various types of crises.
  • Guide
    2024 ABA Communications Guide Prepare for media interviews, write press releases, letters to the editor and speeches.
  • Infographic
    Community Banks Fuel America's Economy Community banks help drive America's economic growth and are vital to maintaining a highly competitive and resilient banking system.
  • Infographic
    Regional Banks Fuel America's Economy Regional banks are significant drivers of the American economy. They have a major presence in communities across the country, employ more than half a million people and hold nearly a third of all outstanding loans. Regional banks play leading roles in serving the banking needs of millions of individual customers, a range of businesses and state and local governments.
View all related resources from ABA

Consumer Resources

Why an insured and highly regulated bank is the safest place to put your money.

View Resources

ABA Frontline Training

Learn the purpose and basics of FDIC insurance coverage. Your frontline staff will be able to communicate general rules and coverage to your bank customers. Free to participating ABA member banks.

 

Enroll Now

Policy Analysis & Advocacy Efforts

IntraFi Webinar Series

With the current economic turbulence, discover how ABA Endorsed Solutions provider IntraFi’s Cash Service (ICS) and CDARS can help your bank enhance its deposit insurance options.

Register now

16:02

Video

ABA CEO Rob Nichols Addressing Washington Summit

Our Experts

Hugh Carney

Hugh Carney

Executive Vice President, Financial Institution Policy & Regulatory Affairs

Regulatory Policy

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Alison T. Touhey

VP, Regulatory Advisor

Regulatory Policy

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Press Contact

Josh Britton

(202) 663-7553

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