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ABA: The American Bankers Association
Comment Letter

Letter to the OCC, Board and FDIC on the RFI re: Streamlining the Call Report

  • From Josh Stein
  • Published January 30, 2026

RE: Request for Information: Streamlining the Call Report – RIN 3064-ZA51, OMB Control No: OCC-2025-0471

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To Whom It May Concern:

The American Bankers Association (ABA) welcomes the opportunity to comment on the joint Request for Information: Streamlining the Call Report (the RFI) by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (Banking Agencies) on Federal Financial Institutions Examination Council's (FFIEC) FFIEC Forms 031, 041, and 051, commonly referred to as the Consolidated Reports of Condition and Income (the Call Report). The Call Report provides data on individual banks, allows for trend analysis of bank condition and trend information about the overall banking industry and serves as the basis for other reporting and policy analysis. Additionally, data provided in Call Reports serve as a foundation for other required regulatory reporting.

The RFI seeks public feedback on potential ways to streamline the Call Reports. The ABA supports efforts to reduce unnecessary burden while preserving the safety‑and‑soundness insights that the Call Report provides. Appendix B provides a list of ABA’s recommended changes. With that in mind, ABA believes the banking Agencies should consider the following principles in its efforts.

Download the comment letter to read the full text.

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